Renters insurance is a gift kids will never buy themselves, and it points them toward adult financial responsibility. A new survey by insuranceQuotes finds that 66% of 18- to 29-year-olds rent their homes, compared to just 37% of consumers overall. However, less than one-third of millennial renters have renters insurance. When asked why they don’t have a renter’s policy, 59% of renters ages 18 to 29 said that cost isn’t the primary reason. More than 61% forgo insurance becaus