Congratulations on your new car! Purchasing a new vehicle is exciting, and insurance isn’t normally the first thing on your mind. When you finally think of it, you may be overwhelmed and not sure what to do. Here are some tips. Photo Credit: Deposit Photos CONTACT YOUR AGENT First things first: You should contact your independent insurance agent to add the new vehicle to your policy. If you purchase the vehicle over the weekend – as most of us will do – your agent’s office ma

Every business owner wants to see that employees get safely to the jobsite or that cargo or products are safely delivered to their customers. Every year, distracted driving becomes a bigger barrier in the way of that goal. The primary task of anyone behind the steering wheel of a car or truck is to safely control that vehicle on and off the highway. All too often we see a news report that starts with something like, “This morning’s fatal auto accident on the inbound expresswa

Looking for ways to save on your homeowner insurance premiums? Here are a few easy strategies that may lower your homeowner’s insurance premiums without reducing the amount of coverage. Photo Credit: Wix 1. Increase your deductible A deductible is the portion of any covered loss that you pay before your policy provides payment. You can usually lower the cost of your insurance when you increase your deductible. You start saving right away and pay the deductible amount only if

You’re driving along; the car in front of you swerves erratically, the driver apparently under the influence. As you pass, you glance over and shake your head. A look of self-righteous indignation crosses your face, but the driver has no clue of your disgust. You look more closely and see that the driver is obviously under the influence … of a smart phone! Raise your hand if you’ve ever seen this. Keep your hand up if you’ve seen other drivers eating a sandwich, fumbling with