Truck Primary Liability Insurance Coverage protects and defends you from a lawsuit due to damage or injuries to
other people as a result of truck accident you or a driver of your company has had. Truck Liability Insurance is the
primary coverage most brokers or companies require. This coverage is required for you to operate legally in any state.
Liability limits for truckers typically range from $300,000 to $1,000,000 which is primarily regulated by the state in which
you have your truck registered. Federal agencies such as the Department of Transportation and the Federal Motor
Carrier Safety Administration help regulate and provide the ability for truckers to cross from state to state legally. For
truckers who have received an ICC Filing and have “Active Authority” to cross state lines, a copy of their insurance is
provided on the federal website showing the minimum of $750,000 of liability coverage which helps ensure protection
of the public.
Physical Damage is coverage for your tractor and trailer. It provides protection against loss or damage to your
covered vehicle resulting from the impact with another vehicle or object.
As always, we highly recommend that you sit down with one of our experienced account executives to discuss your specific needs, after which we will provide a detailed insurance strategy and quote for your business.
|
