Restaurant Owners and Standard Insurance

Bonnie Harris
Account Manager
Standard Insurance

If you're in the restaurant
industry, Bonnie is very
knowledgeable about your
specific insurance needs.

"We’ve been with Standard
Insurance for 20 plus years
and to quote one our officers
“They are worth every dime.”
They’ve always provided the
best prices but more importantly,
we consistently receive
outstanding service. They
have always worked diligently
and decisively to protect
our interests."

Tommy Jackson , CEO

Wade Cary Enterprises, Inc.
(Hardee's Restaurants) &
Gardner's Barbecue
Rocky Mount, NC

The abbreviated outlines of
coverages used throughout
this website are not intended
to express any legal opinion
as to the nature of coverage.
They are only visuals to a
basic understanding of
coverages. Please read your
policy for specific details of
coverages.

Whether you're a family-owned business or a franchise, Standard knows the particulars of the restaurant business
and we cater to you specialized needs. We can cover your risks from your front door to your walk-in freezer, from
your employees to your customers. We've been in business for over 90 years, and because we're an independent
agency, we work for you, not for the insurance company. We will shop for the best coverage and the best prices for
your particular situation.

Standard Insurance provides:

Property
Business Income / Interruption
Crime / Employee Dishonesty
General Liabililty
Employee Benefit Plans
Liquor Liability
Most all Comprehensive General Liability (CGL) policies include coverage for Host Liquor Liability. Host Liquor Liability
is liability for bodily injury or property damage arising from an alcohol related incident. Coverage is provided except
under the following conditions:

• Causing or contributing to the intoxication of any person;
• The furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; or
• Any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages.

If your business is involved in selling alcoholic beverages, we suggest separate Liquor Liability Coverage for an
additional premium.
Worker's Compensation
Business Auto

We highly recommend that you sit down with one of our experienced account executives to discuss your specific
needs, after which we will provide a detailed insurance strategy and quote for your business.

We are a United States company. We are licensed to sell Business Insurance in the following states: NC, SC, VA, GA, FL, PA, IN, MD
We are licensed to sell Personal Insurance in the following states: NC, SC, VA