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The abbreviated outlines of
coverages used throughout
this website are not intended
to express any legal opinion
as to the nature of coverage.
They are only visuals to a
basic understanding of
coverages. Please read your
policy for specific details of
coverages.


When you travel the highways and byways, the last thing you want to do is worry about insurance coverage. That's why
Standard Insurance offers specialized policies and coverages designed with the avid biker in mind. We have programs for
just about every type of bike there is from cruisers and touring cycles, to trikes and sport bikes – we even offer programs for
custom and classic motorcycles.

Broad Coverage
Our policies provide important standard and optional coverages that are geared toward motorcycles, and may not be available
in a conventional auto policy. These coverages include:

• Specialized Coverage
• Annual policies
• Towing and Roadside Assistance with Trip Interruption Coverage
• Replacement Cost Total Loss Settlement
• Safety Apparel Coverage
• Optional Equipment Coverage

Our Off-Road Vehicle program offers superior insurance coverage for the special needs of off-road enthusiasts.
It's an ideal solution for a wide range of:

• Snowmobiles
• Dirt bikes
• Dune buggies
• Golf carts
• ATVs (3-, 4-, 6- and 8-wheel)

You should know that our Off-Road Vehicle program is designed specifically for Off-Road Vehicles including snowmobiles, dirt bikes, dune buggies, golf carts and 3-, 4-, 6- and 8-wheel ATVs and offers coverages that may not be found or available in an auto policy.

Coverage
Collision Coverage
Other than Collision Coverage
Liability Coverage
Medical Payments Coverage

Discounts
Multi-unit
Multi-policy
Preferred Operator
Good driving record (no accidents or violations)
Renewal Discount
Safety course
Prior insurance

Deductibles and Payment Plans
Higher deductibles can help lower the cost of your premium. Flexible payment plans help you keep your monthly budgeting
on track. Together they can help you keep your premium payments affordable.

As always, we highly recommend that you sit down with one of our experienced account executives to discuss your specifics
needs, after which we will provide a detailed insurance strategy and quote for your business.


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We are a United States company. We are licensed to sell Business Insurance in the following states: NC, SC, VA, GA, FL, PA, IN, MD
We are licensed to sell Personal Insurance in the following states: NC, SC, VA

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