The abbreviated outlines of
coverages used throughout
this website are not intended
to express any legal opinion
as to the nature of coverage.
They are only visuals to a
basic understanding of
coverages. Please read your
policy for specific details of
coverages.

The property covered on the equipment or inland marine floater might range from simple hand tools to very large
cranes. Virtually any type of mobile equipment or tool can be insured: drag lines, crance, conveyors, power drills,
concrete mixers, caterpillar tractors, or engines. The equipment covered can be used in a wide variety of operations
such as, home improvements to strip mining. It might be used to build roads, buildings, pipelines, or many other types
of structures. The coverage provided is for direct physical loss to the equipment. Rental reimbursement coverage can
be added by endorsement to cover the cost of renting substitute equipment if covered property is out of service by a covered cause of loss. Coverage can also be added for Hired and/or Borrowed equipment. With come carriers,
separately scheduling this equipment generally provides broader coverage for perils such as flood and/or
earthquake.

As always, we highly recommend that you sit down with one of our experienced account executives to discuss
your specific needs, after which we will provide a detailed insurance strategy and quote for your
business.

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