The abbreviated outlines of
coverages used throughout
this website are not intended
to express any legal opinion
as to the nature of coverage.
They are only visuals to a
basic understanding of
coverages. Please read your
policy for specific details of
coverages.

Standard Insurance offers the following coverages against loss due to crime:

Computer Fraud Coverage
Covers money, securities, and property other than money and securities against theft directly related to the use of
any computer fraudulently cause a transfer of the property from inside the premises to a person or place outside
those premises.

Employee Dishonesty
Coverage to protect your business in the event fraudulent or dishonest acts are committed by an employee which result
in loss of money, securities or property. The premium depends on the coverage amount selected and your number of employees and classifications.

Extortion Coverage
Covers loss of money, securities and other property resulting directly from “extortion” meaning the surrender of property
away from the premises as a result of a threat communicated to (the insured) or an employee, or to a relative or invitee
of either, who is, or allegedly is, being held captive.

Forgery or Alteration Coverage
Indemnifies the insured by reason of forgery or alteration of checks, drafts, promissory notes and other described
instruments and documents.

Premises Burglary Coverage
Covers property other than money and securities, inside the premises, against loss caused by robbery of a watchperson
or burglary.

Securities Deposited With Others Coverage
Covers securities while inside a custodian’s premises, while being transported by a custodian, or while on deposit in a depository against loss caused by theft, disappearance or destruction.

Theft, Disappearance & Destruction
Covers money and securities (deposit) inside your premises or a banking premises against theft, disapapearance or destruction. Provision is made for similar coverage outside the premises when in the custody of a messenger.

As always, we highly recommend that you sit down with one of our experienced account executives to discuss
your specifics needs, after which we will provide a detailed insurance strategy and quote for your
business.

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