Individuals and/or businesses looking to construct a new building or add onto an existing structure must purchase
builders risk insurance. Not only does it make sense financially, but most lenders will not approve a loan without
builders risk insurance. Essentially, builders risks insurance provides property coverage for a building during the
course of construction.

Benefits include coverage for:
• Building materials
• Foundations
• Property – including property owned by subcontractors – that will become a permanent part of the structure
• Materials & supplies in transit to the building site (sub-limit)
• Materials & supplies stored off-site (sub-limit) commercial construction

We highly recommend that you make an appointment with one of our experienced account executives to discuss
your specific needs.

The abbreviated outlines of
coverages used throughout
this website are not intended
to express any legal opinion
as to the nature of coverage.
They are only visuals to a
basic understanding of
coverages. Please read your
policy for specific details of
coverages.

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